Guides

Understand the number, not just the result.

How Child Care Subsidy works in Australia

Your CCS percentage is applied to eligible hours at the lower of the service fee or the government hourly cap. Income, child order, age and care type can change the estimate.

Is another workday worth it after childcare?

Compare the change in after-tax employment income with the change in childcare gap—not salary alone. The answer can vary sharply when care days and CCS rates change together.

Why your CCS percentage may not apply to the full fee

If a service's hourly fee is above the applicable cap, the amount above the cap remains part of the family gap even when subsidised hours remain.

Run your own numbers